Helping you take control of your finances, one smart money move at a time.
Make My Money Work is a UK personal finance education and money coaching website: plain-English guides, free tools and friendly one-to-one coaching from Emily, an accountant.
Learn
Plain-English UK guides on budgeting and money management, mortgages and buying a home, personal tax, pensions and investing. Prefer video? Watch the short posts on the blog.
Money Management
Budgets, saving and spending without the stress.
Property
Renting, buying and mortgages made clearer.
Personal Tax
Understand what you pay and what you can claim.
Pensions
Future you will thank you. Here’s how they work.
Investments
Start simple and grow your money over time.
Glossary
Finance words, translated into plain English.
Free resources
Handy tools and guides, no sign-up faff.
Mortgage Calculator
Change the house price, deposit, interest rate and term to see how your mortgage behaves, and how overpayments cut the interest.
Use the calculator →Money Leak Finder
Uncover where your hard-earned money is going each month, and where it could be working harder.
Go to quiz →3-Step Money Guide
Work out what’s coming in, what’s going out and what you want, with clear next steps.
Start the guide →30-Day Financial Glow-Up Checklist
One tiny task a day, and real progress in bite-sized steps. No fluff.
Take the 30-day challenge →